Privacy Policy
How we collect, use, and protect your information.
Last updated: 22 August 2026
This legal document is provided in English. Contact us if you need help understanding it.
MoneyKit ("we", "us", "our") operates the MoneyKit mobile web app and related services at https://moneykitapp.com. This Privacy Policy explains what information we collect, how we use it, and the choices you have.
By using the app, you agree to the collection and use of information as described here.
Information we collect
- Account and sign-in: your mobile phone number when you verify with SMS OTP.
- Business profile: shop name, phone, address, UPI ID, business type, and optional logo you provide.
- Customer records: names and phone numbers you enter for your customers.
- Ledger data: bills, payment entries, amounts, dates, and notes you create in the app.
- App preferences: language, appearance (light/dark), and theme selections.
- Purchase records: when you buy paid bill or QR themes, we record the purchase through Razorpay or Google Play so your unlocks can be restored.
- Device and usage: basic technical data such as browser type and app errors may be collected by our hosting and analytics providers to keep the service running. Product analytics (PostHog) records feature usage such as creating a bill or sharing a QR, plus page views. Event data does not include customer names, customer phone numbers, UPI IDs, or exact amounts. The shop's own name and login phone are attached to the analytics profile so we can tell which business a session belongs to. Session replay may record the app screen as you use it (taps, navigation, layout, and on-screen text) so we can fix confusing steps. Typed OTP codes and payment QR codes are masked. Password-style fields stay masked. On-screen shop details that are already visible in the app, such as a customer name on a bill, may appear in a recording.
How we use your information
- Provide and maintain the billing and ledger features you use.
- Sign you in and restore your shop data when you log in on a new device.
- Sync and back up your data to our cloud database when cloud login is enabled.
- Process in-app theme purchases and prevent duplicate charges.
- Improve reliability, security, and support for the app.
- Understand which features help shops get paid, so we can improve MoneyKit.
Where your data is stored
- On your device: most shop data is stored locally in your browser (localStorage) so the app works offline.
- In the cloud: when you sign in with SMS, your data may be copied to our database hosted through Supabase.
- We do not sell your personal information or customer lists to advertisers.
Sharing with others
- You choose to share: when you send a bill or statement via WhatsApp, SMS, PDF, or UPI link, that content goes through the apps and services on your phone — not through our servers.
- Service providers: we use trusted processors to operate the app, including Supabase (database and auth), MSG91 (SMS OTP), Razorpay (web payments), Google Play Billing (Android app purchases), and PostHog (product analytics and session replay). They handle data only to provide their service to us.
- Legal requirements: we may disclose information if required by law or to protect the rights and safety of users and the public.
Data retention
- Cloud data remains until you delete it or ask us to delete your account.
- Data on your device stays until you clear browser storage, uninstall the app, or log out (which clears local data on that device).
- Purchase records may be kept longer where required for accounting, tax, or fraud prevention.
Your choices
- You can use the app without cloud login; in that case data stays on your device only.
- You can update or delete business and customer information inside the app.
- You can log out to remove local data from the current device.
- To delete your entire MoneyKit account and cloud data, follow the steps at https://moneykitapp.com/account-deletion or email support@moneykitapp.com.
Security
- We use industry-standard measures such as encrypted connections (HTTPS) and access controls on our database.
- No method of storage or transmission is completely secure. You are responsible for keeping your phone secure and not sharing your SMS login codes.
Children
- MoneyKit is intended for business owners and is not directed at children under 18. We do not knowingly collect personal information from children.
Changes to this policy
- We may update this Privacy Policy from time to time. We will post the revised version in the app and update the effective date above.
- Continued use after changes means you accept the updated policy.
Contact us
- Questions about this Privacy Policy or your data? Email us at support@moneykitapp.com.